Medicare Part D · NY

Independent Health Association, Inc. Independent Health's Encompass 65 RED 042 (HMO)

Monthly premium

$40.00

Yearly drug deductible

$250

Out-of-pocket maximum

$2,100

set by law, 2026

Plan type

Medicare Advantage (local)

Insurer

INDEPENDENT HEALTH ASSOCIATION, INC.

This plan publishes a drug list (its formulary) saying which medications it covers and what conditions it attaches. Pick a medication below to see whether Independent Health Association, Inc. Independent Health's Encompass 65 RED 042 (HMO) covers it, and whether your plan needs to approve it first — or search your own from the app.